Refinance Loans To Get More Control

Refinance Loans To Get More Control

At this point in my life, I’ve had the luxury have gotten a mortgage, student loans and a few car loans. Much of the population can’t do the same for various reasons and that’s why I think it’s a luxury. As the loans added up and life kept happening, the paycheck to paycheck cycle began. Learning about all the options to get out of that cycle made it easier to get a handle on paying them off.

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I Stopped Paying Student Loans For 3 Months

I Stopped Paying Student Loans For 3 Months

Debt can be crippling and brings unneeded anxiety. Mine was making me feel this way, so I started coming up with many ways to pay it down faster than normal. One method that made sense to me was to stop paying some bills and use the funds towards paying debt. Shorting the student loans companies about 3 months of payments came with a lot of learning lessons.

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How To Pay Off A Car Loan With Someone Else’s Money

How To Pay Off A Car Loan With Someone Else’s Money

I had just gotten a raise at work, a new-to-me home, so naturally I let the that lifestyle creep set in. Why not add a new-to-me car to the mix? After all, my SUV at the time just didn’t have that curb appeal I wanted it to. I went out, traded the SUV into the dealer, and left with a truck. This mentality had ruled my life a few years prior, and kept me in a bad financial decision making cycle.

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The Source Of My Consumer Debt

The Source Of My Consumer Debt

I’ve found myself in a bind many of times and have had to make the decision to take out and swipe the credit card. As soon as the wallet comes out, I’d get worried. Would I be able to pay this off before the next billing cycle? Do I really want to use this card for this thing right now? These are the questions that instantly run through my head. I’ve learned that now, I need to take those questions more seriously.  

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